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Money – Automatic Budgeting
Build a better understanding of your cash flow and financial commitments. You can aggregate all your accounts into the one place and keep track of when bills are due by going back 12 months and monitoring when your bills are due. Your planner can help you set up the regular bills calendar so they are all paid on time. We can give you an up to date net worth statement with an instant value on your house or investments.
Every quarter your planner will sweep any savings into your own investment portfolio of shares and index funds as a convenient savings program that helps you form great savings habits to help you achieve your short term objectives.
Enrol now >Download MyMoney brochure >Download Getting Started Guide >
Watch this introductory video
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Super – My Future
Super Fund Fees
The fee comparator will help you compare all the current “My Super” accounts that are registered with the Super regulator APRA. All funds have to report their fees every quarter so that consumers can use our calculator to show the impact that fees have on your retirement lump sum.
This is a completely independent view of superannuation fees and is updated every time a fund changes their fees and reports that to the regulator. We encourage you discuss the investment choice with your adviser once you have found the lowest cost super fund. Choosing a low cost fund and improving your return can boost your retirement lump sum by up to 41%*
Fee Comparison Tool
This tool helps you compare the fund you are in now with the best funds around, and see if you should make the change.
Retirement Adequacy
The default amount of retirement income has been set by the Association of Superannuation Funds after researching what most Australians need to live comfortably in retirement if you have paid off your own home.
The retirement adequacy calculator will tell you how much income you will receive in retirement if you continue with your current fund and how much of a gap or surplus you will have by a nominated retirement date. You can change your salary, retirement date and investment return to try and find ways to maximise your benefits.
Retirement Adequacy Calculator
Look into the future and see if the super you are saving now will be enough for you to retire comfortably on.
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Wellbeing
Perform better in the work place
Feel better within yourself
Plan better for your future
How the program works
We facilitate a healthier physical and mental workplace by enabling individuals get a better outcome by using our employee wellbeing program.
It works like this. The employer enables the employee to choose the lowest cost superannuation fund that is found by Financial Choice and incorporated in that superannuation fund is a small fee of $5.00 per week to allow the individual to aggregate all their bank accounts, credit cards, superannuation funds into the one online portal. They can get an instant valuation of their house and their car and add all other assets and liabilities to arrive at a net worth statement. All their account transactions are categorised to form an instant budget based on the last 12 months spending. No longer do you have to use spreadsheets and post it notes to keep your spending under control. Once you feel more comfortable about your money you can start looking at your individual wellbeing.
Research shows that a large part of workplace anxiety and relationship tension starts and finishes with money. Our workplace consultant will give you simple tools to help you get back on track and set goals to save and invest or get out of debt much quicker. The individuals in the workplace can engage with our personal trainers to set a program to get fitter and stay on track. The cost of the program is met by the extra savings that are made by the individuals superannuation fund selection.
Our Workplace Consultant
I myself have been confused, frustrated and anxious around my financial situation to the point that I chose to ignore it and hoped that the universe would eventually take care of it. I used to be that person that became stuck and powerless around money. Finally I had to make it my own and I reached out. I changed my mindset, changed my career and worked with Financial Choice to unlock the maze. My life has been turned around and I feel confident and not alone making financial decisions that will affect me now and most importantly my future. It is now my turn to help you! Do you feel that sometimes your finances are out of control. Not everyone likes to think about money but it is necessary and an undeniable fact that we all need a certain amount of money to survive comfortably throughout your life.
It is well recognised that having to worry about where the next dollar is coming from can place a terrible financial burden on people and if left unchecked can manifest itself in our daily lives in the form of stress, anxiety and can even lead to depression.
We here at financial choice wellbeing can help you recognise the signs of financial mismanagement or confusion. Helping to facilitate awareness and provide Professional guidance and referrals will allow you to free yourself from the vicious cycle and counsel you into a more fulfilling and positive view of your present and future financial plans. The service is a supportive and safe counselling environment and we will work with you to make positive change.
Ingrid Montgomery
Workplace Consultant
Financial choice will ensure you are not alone on your journey to financial and emotional wellbeing.
Click here and use our Interactive Financial Wellbeing Questionnaire to see how you are tracking >
Some quick easy steps to change those times when no matter what you do, things just don’t seem to work out right.
Download this information sheet >
Contact me through the website for further information and help.
Financial Wellbeing Questionnaire
Complete our online questionnaire and see how you rank on our financial wellbeing scale
Compare Your Super Fund
The links below rank funds on their quarterly performance, showing return results and fees charged. Use these comparison tables to compare your fund.
Testimonials
Send us a message
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Get in touch
Level 4, 32 Delhi Road
North Ryde NSW 2113
PO Box 115
North Ryde BC NSW 1670
Phone: 1300 664 118
Fax: 02 9870 7556
info@financialchoice.com.au